China
Cheche Group Launches AI Car Insurance Tool for EVs
Cheche Group, China’s leading auto insurance tech platform, has launched AI-driven insurance and fintech initiatives to support new energy vehicles (NEVs) and global automaker expansion. In H1 2025, NEV policies surged 135.5% year-on-year to over 810,000, with premiums reaching RMB 2.6 billion. The company is collaborating with OEMs and insurers on anti-fraud claims systems and intelligent data-driven solutions, aiming to serve 30–40% of China’s NEV market over the next 3–5 years. Cheche plans to expand internationally in Q4 2025, targeting Asia-Pacific, Europe, and Latin America, positioning itself as a digital hub connecting automakers, insurers, and vehicle owners. These moves are expected to drive innovation, improve claims efficiency, and boost the global footprint of Chinese NEVs.
Moldova
Vienna Insurance Group Acquires Moldasig S.A.
Vienna Insurance Group (VIG) has acquired an 80% stake in Moldasig S.A., making it the market leader in Moldova with an estimated 30% market share. Moldasig, a leading non-life insurer founded in 2002, operates over 100 offices nationwide and offers products including motor, home, and health insurance, supported by strong financials and a high solvency ratio. VIG aims to leverage its regional scale and expertise to strengthen Moldova’s insurance sector, enhance service quality, and support policyholder protection. The deal also reinforces Austria’s economic presence in Moldova, highlighting the country’s attractiveness for transparent and secure investment. VIG has been active in Moldova since 2014 and continues to expand its footprint in Central and Eastern Europe, serving 33 million customers across 30 countries.
France
Public transport insurance in turmoil
The Assurances Pilliot scandal has shaken the French market for public passenger transport insurance and damaged the industry’s image. The broker, based in Aire-sur-la-Lys, issued certificates in the name of Accelerant Insurance Europe, which lacked authorization to cover this type of risk in France. As a result, about 72,000 vehicles and 800 clients—including 180 local authorities—were effectively uninsured. Much of this portfolio had previously been with Great Lakes Insurance SE, which later withdrew from new business and ultimately cut ties with Pilliot, transferring the accounts to another broker. Industry experts call the case both a reputational disaster and a baffling breach of professional conduct.
Germany
Regional car insurance classes: What will change in 2026
For 2026, around 10 million German drivers will see changes in their motor insurance regional classes, affecting liability, comprehensive, and partial coverage. About 5.3 million drivers in 51 districts will benefit from lower premiums, while roughly 5 million in 48 districts face higher rates, though most—around 32.1 million—remain unchanged. Brandenburg, Schleswig-Holstein, Niedersachsen, and Mecklenburg-Vorpommern show the best claims records, with Elbe-Elster in Brandenburg having the lowest damage levels nationwide. Higher regional classes continue to be concentrated in cities like Berlin, Essen, and Wuppertal, with Offenbach showing the worst claims history. For full and partial coverage, changes are minor, impacting only a few million policyholders, while a better regional class generally means lower premiums, influenced primarily by the vehicle owner’s residence.
Poland, Lithuania, Latvia, Estonia, and Ukraine
PZU increases its net profit by 32% in the first half of the year
In H1 2025, PZU Group reported gross insurance revenues of PLN 15.2 billion across all markets, including over PLN 1.5 billion from Lithuania, Latvia, Estonia, and Ukraine, marking a 6.5% year-on-year increase. Net profit attributable to shareholders rose 32.1% to PLN 3.23 billion, with adjusted ROE at 21.2%, up 3.8 percentage points from last year. Growth was driven largely by motor liability insurance, despite weather-related claims costing around PLN 240 million. Total premiums and claims reserves reached PLN 8.4 billion, up 4.3% from 2024. PZU remains one of Central and Eastern Europe’s largest financial groups, with a strong presence in Poland and Ukraine.
