Italy
In Italy, nearly 3 million vehicles are uninsured: the cost to honest drivers and the state
In Italy, the number of uninsured vehicles has risen to an estimated 2.9 million in 2024—up nearly 13% since 2022—according to the National Union of Insurance Agents (SNA). This growing issue puts financial strain on the Road Victims Guarantee Fund, which compensates victims of accidents involving uninsured or unidentified vehicles. The economic impact exceeds €5 billion, including over €1.3 billion in lost tax revenue. SNA calls for urgent solutions, including data-sharing between vehicle and insurance registries, public awareness campaigns, and affordability measures for vulnerable drivers.
Digital CAI for road accidents: how the new electronic form, effective July 2025, works
As of July 1, 2025, Italy has introduced the digital version of the “Cai” accident report form, allowing drivers to file claims online via insurance apps or websites. While the paper form remains valid until April 2026, the digital version offers guided input, photo uploads, and digital signatures via SPID or electronic ID. This change aims to speed up claims, reduce errors and fraud, and make the process more efficient and eco-friendly. However, challenges remain for those less tech-savvy or without internet access, and not all types of accidents are eligible for digital reporting.
Spain
Car insurance prices up 10%: What role does the new compensation law play?
Car insurance premiums in Spain have risen nearly 10% over the past year, partly due to a new compensation law set to take effect in January 2026. The reform increases payouts for accident victims, particularly in severe cases, and expands coverage requirements to include personal light vehicles like electric scooters. As insurers face higher compensation costs, these are being passed on to consumers through premium hikes. The OCU advises drivers to compare insurance offers carefully, considering both price and coverage needs based on their vehicle's value and age. Choosing the right policy is now more strategic than ever, balancing cost with comprehensive protection.
South Korea
Nearly three fourths of auto repair shops report unfair insurance cost reductions
A recent survey by the Korea Federation of Small and Medium Enterprises found that over 70% of South Korean auto repair shops have experienced insurers unilaterally reducing repair bills. Common issues include non-recognition of certain repair items, excessive reductions in labour hours, and delays in payments without interest. On average, more than 70% of repair claims were cut by around 10% over the past three years. Over 95% of respondents support the introduction of a standard contract to ensure transparency, timely payments, and protection against unfair practices.
Germany
Electric cars impress when driving
A nationwide survey by ADAC Autoversicherung found that 81% of drivers who have tried an electric vehicle (EV) enjoyed the experience. Key reasons for the growing interest in EVs include a wider vehicle selection (76%) and improved battery performance (61%). However, only 31% of non-EV drivers plan to stay loyal to their current car brand when switching to electric, while 58% would keep their current insurer. Battery protection is a top concern, with 72% valuing insurance coverage for the EV battery. Additionally, 86% say a test drive is essential before buying an EV, and most want it to include the charging process.